Life changes quickly, and when it does, your auto insurance should keep up. A new job, a move across town, or a teen starting to drive—these types of changes can all affect your insurance needs. If your insurance policy through Crown Reinas Insurance Agency, serving California, doesn’t reflect your current situation, you might not have the coverage you think you do.

A New Address Can Change Your Rate

In California, where you live, plays a big role in determining your car insurance premiums. Urban areas with higher traffic and more accidents typically have higher rates compared to quieter suburbs. If you’ve moved recently—even just across town—it’s important to update your address with your insurer.

An incorrect address could lead to issues with future claims or missed savings opportunities. It can also result in missing important correspondence from your insurance company, even if you’ve taken steps to have mail forwarded.

Drivers in Your Home Matter

When someone in your household starts driving, such as a teenager or a new roommate, it’s essential to add them to your policy. Insurance companies assess risk based on all licensed drivers in your home. Leaving someone off your policy could lead to claim denial if they’re involved in an accident while driving your vehicle.

How You Use Your Car Can Shift

Changes in how you use your car can also impact your insurance needs. For example, if you’ve started working from home or changed jobs, your daily mileage may have decreased. Conversely, if you’re now using your car for deliveries or rideshare services, you may need different coverage. Reporting these changes ensures your policy aligns with your current usage.

Keeping your auto insurance updated after major life events protects you financially and legally. A quick review with your agent at Crown Reinas Insurance Agency, serving California, ensures your coverage fits your current lifestyle—and gives you peace of mind every time you hit the road.

Summer is synonymous with vacations and travel. When the kids are out of school, it’s common for families to hop in the car and start a road trip. California, the largest state in the continental US, has virtually limitless destinations within hundreds of miles from home. Crown Reinas Insurance Agency can help meet all your auto insurance needs. As independent insurance agents, we can offer a variety of choices and the most affordable rates.

Check Your Tires

Check the manufacturer’s recommended PSI to ensure your tires are filled with the correct air. When your tires are kept at the appropriate pressure, they will wear better and last longer. Carrying a tire inflator and a can of Fix a Flat is never a bad idea when traveling away from home. Additionally, check your treads to ensure that your tires are fit for the drive.

Replace Worn Hoses and Belts

Hoses and belts do wear out, and receiving a thorough checkup before leaving for vacation or just before summer will help prevent you from being stranded along the road.

Change Your Wiper and Add Wiper Fluid

Storms can be a part of summer, and functioning wipers allow you to see where you’re going. Lots of dust, bugs, and more need to be removed from your windshield, so ensure your wiper fluid is topped off.

Service Your AC and Coolant

Maintaining a functioning AC to keep you cool in the summer is critical to your vehicle travel. Furthermore, ensuring that your radiator has plenty of coolant is also a good idea.

In California, Crown Reinas Insurance Agency offers the customer service you deserve. Call us today to discuss your needs.

At Crown Reinas Insurance Agency, we have consistently catered to California residents by providing tailored car insurance policies throughout the years. Our focus is on aligning them with truly beneficial options. Here’s our comprehensive guide to selecting a robust auto insurance policy, ensuring comprehensive support when needed.

Step One: Identify Your Requirements

Every driver and vehicle needs specific coverage options that cater to their unique needs. Identify your specific requirements before engaging with us. This will make it simpler to match you with a policy that fits like a glove and makes the selection process smoother.

Step Two: Study Your Alternatives

The next stage involves understanding your auto insurance options in detail. Contact us, and we’ll elucidate your available options. This step covers a discussion about the various policy options on the market and their scope and benefits tailored to accommodate your requirements.

Step Three: Choose the Right Balance

While the temptation to opt for overseas insurance can be overpowering, it may prove unnecessary. The goal is to locate a stable balance between your needs and what’s suitable for your vehicle. Our experienced team can guide you, ensuring you don’t opt for excessive or insufficient coverage.

Step Four: Revise Your Policy Periodically

Effective policies require regular updates. With time, you may need to modify your coverage to keep it useful. For example, you might have to add a new partner or your teen to your policy. Since these adjustments can alter your policy scope, we recommend engaging with us before making any changes.

Crown Reinas Insurance Agency is at Your Service

At Crown Reinas Insurance Agency, we are dedicated to helping California residents like you find suitable auto insurance policies. We’re eager to assist, so contact us today to learn more about your options and allow us to simplify your insurance journey.

It is your responsibility to purchase automotive insurance for each vehicle that you plan on driving. Learn about the steps that you should take when preparing to insure your vehicles.

Compare Insurance Products

Compare insurance products that are offered through Crown Reinas Insurance Agency. Basic liability insurance, comprehensive coverage, and collision insurance are some of the products that you may need. We can advise you on each of the coverage types that are available in California.

Provide Personal Information

Once you have selected the insurance products that are of interest, prepare a list of the vehicles that you own. Your list should identify each vehicle make and model that you own. It should include information about the manner in which you plan on using each insured vehicle.

If you are driving a vehicle locally, for instance, you should provide this information when you meet with an agent who will be preparing your insurance documents. The types of vehicles that you own will influence the cost of your insurance policy.

If you drive one or more vehicles less frequently than others, you may not be charged as much money for the insurance coverage that you need.

Keep Documents Safe

One copy of your insurance paperwork should be kept in each vehicle that you are responsible for.

At Crown Reinas Insurance Agency, our agents provide custom services. We make sure that each client is equipped with knowledge about the coverage that they purchase. You will be provided with information about whom to contact if you need to file an insurance claim.

We Are Here To Help

Contact us directly for any questions you have about your existing coverage in California. We look forward to assisting you with all your insurance needs.